Money in your superannuation fund is safe and cannot be accessed by your bankrupt estate, provided it has been saved legitimately.
Any super contributions made by your employer during your bankruptcy are also protected.
Money that is legally drawn from your super fund after your bankruptcy starts is protected, and the same applies to any property you buy with that money.
However, if you draw money from super before you declare bankruptcy, that money loses the protection of the fund and will be available to your bankrupt estate.
It’s also important to know that you cannot be a trustee of your Self-Managed Super Fund (SMSF) during your bankruptcy.