Your household effects and bankruptcy

Your household effects are exempt – but not valuable art or antiques.

Superannuation and bankruptcy

Your super fund is safe – providing it has been accumulated legally.

Your bank account and bankruptcy

Your bank accounts continue to work for you – without the debts.

Your passport and bankruptcy

With us, you get to keep your passport.

Your credit record and bankruptcy

Your bankruptcy will be noted on your credit record – but not forever.

Cars and bankruptcy

You can keep your personal transport, but there are conditions.

Cash at bank and bankruptcy

Working with me, you can have cash and live your life.

Your home and bankruptcy

You can remain living in your home (please read the full story HERE), but there are requirements to be met.

Credit cards and bankruptcy

You can have the convenience of a card – but not a credit card.

Overseas travel during bankruptcy

Yes, you can travel – with conditions.

Your income and bankruptcy

Bankruptcy is designed to give you enough money to live your life, but the amount will depend on your family situation.

Alan Nicholls’ no obligation help desk

Nicholls & Co provide a free, no obligation ‘help desk’ for people considering bankruptcy – we discuss and explain bankruptcy and answer questions for anyone who is considering bankruptcy. The Nicholls & Co help desk can be accessed by phone (1300 060 122) or . Alan Nicholls, Registered Trustee in Bankruptcy is also available to answer your questions to enable you to decide if bankruptcy is right for you.