Bankruptcy test - Nicholls Co

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Bankruptcy test

Bankruptcy

Swamping debt that you are not able to pay is very dangerous for your health and wellbeing. It causes stress which can build over time to cause health, relationship, work, and socialisation problems.

Bankruptcy provides a reset. It removes overwhelming business and personal debt by isolating this debt into what’s called a bankrupt estate. A bankruptcy trustee is appointed to administer the bankrupt estate.

With your unresolvable debt gone, you have the opportunity for a fresh start.

Below are answers to essential questions on how bankruptcy works:

# Your household effects and bankruptcy

Your normal household effects are protected. Appreciating items like antiques and art are not protected. For more information https://nichollsco.com.au/bankruptcy-and-household-furniture-effects/

# Superannuation and bankruptcy

Funds that have been legally accumulated over time are protected for your retirement. For more information  https://nichollsco.com.au/bankruptcy-superannuation-need-know/

# Your bank account and bankruptcy

You maintain control of your bank account. For more information https://nichollsco.com.au/bankruptcy-bank-account-need-know/

# Your passport and bankruptcy

With Nicholls & Co you keep your passport. For more information https://nichollsco.com.au/your-passport-and-bankruptcy/

# Your credit record and bankruptcy

Bankruptcy will be noted on your credit record for the period of your bankruptcy plus two years. For more information https://nichollsco.com.au/bankrutpcy-and-your-credit-record/

# Cars and bankruptcy

You can keep your personal transport. There are some conditions, for more information https://nichollsco.com.au/bankruptcy-and-cars/

# Cash at bank and bankruptcy

With Nicholls & Co you can retain $2,000 as cash at bank when you become bankrupt. For more information https://nichollsco.com.au/bankruptcy-cash-bank/