Bankruptcy Advice - Nicholls Co

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What happens when you become bankrupt with Nicholls & Co?

Bankruptcy Advice

Bankruptcy for One Year

The Bankruptcy Amendment (Enterprise Incentives) Bill currently before Parliament is set to reduce the period of bankruptcy from three years to one year only, a process designed to encourage entrepreneurs and stimulate economic growth. Nicholls & Co are unsure whether the Bill will progress to become legislation. It appears that it is being given low …

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New Beginnings: Start Working to Improve Your Credit Report As Soon As You Become Bankrupt

Once you are bankrupt, there is a line through your past and it’s time to start thinking about the future. You need to work on the little things to improve your financial fortunes. Bankruptcy will be recorded on your credit report and stays there for five years. You need to think about what happens to …

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Overseas travel during bankruptcy

During bankruptcy, you can travel overseas for work or holidays but you will need written permission from your trustee. This is usually not difficult. To do so, you need to complete a form for your trustee. Providing you are up-to-date with all the information your trustee needs and are unlikely to be considered a flight …

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Credit cards and bankruptcy

Bankruptcy clears credit card debt When you have the protection of bankruptcy, all debt owing on your credit cards will be included in that protection. For that reason, you won’t have access to those cards. Instead, we suggest you apply for a debit card. It means you still have the convenience of a card if …

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Your passport and bankruptcy

If we are handling your bankruptcy, we do not take your passport. It remains with you. However, if you want to travel overseas, you will need our permission. You must fill in a form that generates a letter authorising the travel. Overseas travel is rarely declined. For more information call us on 1300 060 122 …

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